January 2024

The short answer is YES. Independent contractors need insurance for a variety of reasons. IMPORTANT: You do not have to be at fault to be sued. If you are sued by a client, then you will have to take the time to deal with the lawsuit and spend your own money on a lawyer, even …

Do Independent Contractors Really Need General Liability Insurance? Read More »

  Workers’ Compensation Insurance is a non-negotiable in the construction industry—and, as an employer, it’s important to understand dual wage classifications. But what, exactly, is the dual wage classification system? What do you, as an employer, need to understand about it? And what are the separate classifications for different types of construction workers with different …

Workers Compensation For California Contractors & New Dual Wage Classifications Read More »