Kevin Leipsic

Does a California RMO Need an SSN for a Contractor License Bond?

If you’re using a Responsible Managing Officer (RMO) to qualify a California contractor license, you may be wondering whether the RMO must provide their Social Security Number (SSN) to obtain the required contractor bond. The answer is: not always. The key is understanding the difference between what the California Contractors State License Board (CSLB) requires

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Should a California Contractor Form an LLC? Sole Proprietor vs. LLC vs. Corporation

You’re Licensed… Now What? You’ve finally earned your California contractor license. You’re ready to start bidding jobs when suddenly everyone starts giving you different advice. “You need an LLC.” “You should incorporate.” “Stay a Sole Proprietor.” “My accountant says…” So who’s right? The truth is, there isn’t a one-size-fits-all answer. Many successful California contractors start

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Congratulations! You Passed the CSLB Exam. Here’s What You Need to Complete Your California Contractor License.

A Step-by-Step Guide to Contractor Bonds, LLC Requirements, Insurance Considerations, and Launching Your Contracting Business Congratulations! Passing the California contractor exam is a major accomplishment, but many contractors are surprised to learn that passing the exam is not the final step in the licensing process. Before the CSLB can issue your contractor license, there are

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California Contractor Workers’ Comp & Ghost Policies: CSLB Rules for 2026–2028

By Kevin Leipsic, President & Founder Licensed CA insurance agent #0D72064 · Member & Insurance Advisor, California Building Industry Association (CBIA) and National Association of the Remodeling Industry (NARI) Host of ContractorTV on YouTube and the California Contractor Podcast on Spotify Last reviewed October 9, 2026, against CSLB and California law Renewal coming up? No

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How California Contractors Can Earn Additional Income With Their Contractor License

Many licensed contractors don’t realize that their contractor license may create opportunities to generate additional income beyond traditional construction work. One option that some contractors explore is becoming a Responsible Managing Officer (RMO) for qualified construction businesses. While serving as an RMO is not appropriate for every contractor, it can provide additional income opportunities and

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Can You Get a California Contractor License Without Taking the Exam?

One of the most common questions asked by individuals looking to start a construction business is: “Can I get a California contractor license without taking the exam?” The answer is: possibly, depending on your experience, qualifications, and individual circumstances. While many contractors obtain their license through the traditional California Contractors State License Board (CSLB) examination

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