Kevin Leipsic

If you’re a contractor, you’ve probably gotten an email like this: “Hey, can you add us to your insurance?” Seems simple—but this is where a lot of confusion (and mistakes) happen. There’s a big difference between: Listing someone as a Certificate Holder Naming someone as an Additional Insured Understanding this can protect your business from […]

  Stop Buying Cheap General Liability Insurance (It Can Cost You Everything) Let’s be blunt:The cheapest General Liability Insurance policy is often the most dangerous one you can buy. And yet, thousands of California contractors—especially newly licensed contractors—make this mistake every year. Not because they’re careless……but because they’re being pushed into it. The “Lowest Price”

Whether you are applying for your C-22 Asbestos Abatement license for the first time or renewing a license you have held for years, there is one requirement standing between you and an active CSLB license: workers’ compensation insurance. As of January 2026, the CSLB is actively verifying workers’ compensation coverage for all C-22 Asbestos Abatement

Whether you are applying for your D-49 Tree Service license for the first time or renewing a license you have held for years, there is one requirement standing between you and an active CSLB license: workers’ compensation insurance. As of January 2026, the CSLB is actively verifying workers’ compensation coverage for all D-49 Tree Service

Whether you are applying for your C-8 Concrete license for the first time or renewing a license you’ve held for years, there is one requirement standing between you and an active CSLB license: workers’ compensation insurance. As of January 2026, the CSLB is actively verifying workers’ compensation coverage for all C-8 Concrete contractors. New applicants

You’ve studied hard, passed your exam, and submitted your C-20 HVAC license application to the CSLB. You’re ready to work. Then the CSLB asks for proof of workers’ compensation insurance — and your application stops cold. This is the moment that catches nearly every new C-20 applicant off guard. Your contractor exam prep course covered