Kevin Leipsic

California Home Improvement Contract Requirements: What Every Contractor Must Know

California Contractors: Do You Need a Home Improvement Contract? Yes — And Here’s Why It Matters (Plus: FREE Contract Included With Our Insurance Services) By The Contractors Resource Center If you’re a licensed contractor in California, there’s one requirement you can’t afford to overlook: the Home Improvement Contract (HIC). Whether you’re doing a $600 repair […]

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The Hidden Dangers of Working with a Suspended Contractor License: Protect Your Business from Disgorgement

As a contractor in California, your license is more than just a piece of paper—it’s the foundation of your business’s legitimacy and financial security. Yet, every year, countless contractors face license suspensions, often due to something as preventable as lapsed insurance coverage. At The Contractors Resource Center, we specialize in helping contractors like you maintain

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Understanding Waivers of Subrogation and OCIP Exclusions in Construction Insurance

In the construction industry, navigating insurance terms like waivers of subrogation and Owner Controlled Insurance Programs (OCIPs) is critical for managing risk and ensuring compliance with contracts. Below, we break down these concepts clearly to help contractors and business owners make informed decisions. What is a Waiver of Subrogation? A waiver of subrogation is an

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The Hidden Dangers of Advertising Your Contracting Business on a Personal Truck: Why Commercial Insurance Isn’t Optional As a contractor, you’re always hustling—bidding on jobs, hauling tools, and yes, turning every drive into a rolling billboard. Slapping a magnetic sign on your pickup truck with your company logo, phone number, and “Fully Licensed Contractor” tagline?

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Important Notice from The California Department of Insurance Pertaining to Residential Property Insurance & the Declared State of Emergency

Below is a copy of the notice from Ricardo Lara, Insurance Commissioner of the California Department of Insurance. Notice emailed to us on January 10, 2025. TO: All Residential Property Insurance Companies, Licensed Independent Insurance Adjusters, Insurance Agents/Brokers, and Other Interested Parties FROM: Insurance Commissioner Ricardo Lara DATE: January 9, 2025 RE: 2025 Annual Notice

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California Handyman Threshold Increase from $500 to $1,000

Discover What You Need to Know About California’s New $1,000 Threshold for Unlicensed Work (Assembly Bill 2622)

The California construction industry faces a significant change as Assembly Bill 2622 raises the threshold for unlicensed contractor work from $500 to $1,000, effective January 1, 2025. This comprehensive guide explores what this change means for both licensed and unlicensed contractors in California. The New Legislation Explained Think of this change like updating an old

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