Communicating with your employees is one of the pillars of a strong culture of safety. One tool that can help improve communication in your workplace is a code of safe practices–a set of rules that you establish for your employees. Implementing a code of safe practices (COSP) is a simple yet effective way to communicate […]

If you have a car, you have car insurance. If you have a home, you have homeowner’s insurance. If you have a life . . . well, it only makes sense to carry life insurance, right? Life insurance is one of the most vital pieces of your family’s long-term financial plan—and it’s the one we […]

Builder’s risk insurance, also known as course of construction insurance, is a specialized type of property insurance that helps protect buildings under construction.  Builders’ risk insurance is essential in helping protect construction projects but can be complex and often misunderstood. However, having a properly structured builder’s risk insurance policy can be crucial. In fact, it […]

Besides specializing in Affordable Liability Insurance, Workers Compensation, and Health Insurance for California Contractors, we also believe it’s important to keep you up to date on the changing laws and important issues that impact you as a California Contractor.  This month’s BLOG Post is an important one and one that we encourage all business owners […]

Let’s be honest. Trying to figure out the difference between independent contractors and employees and when to use 1099s and W-2s can be confusing and overwhelming.  It is important that you have a basic understanding of how to classify workers, even if you have a payroll service or accountant to do the heavy lifting when it […]

It’s a sad but growing trend. California contractors not complying with the proper advertising guidelines from the CSLB are getting fined and we are hearing about these fines from some of our clients. As a service to our clients and to those interested in reading the guidelines and ensuring they stay compliant, we have provided […]