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Do Independent Contractors Really Need General Liability Insurance?

The short answer is YES. Independent contractors need insurance for a variety of reasons. IMPORTANT: You do not have to be at fault to be sued. If you are sued by a client, then you will have to take the time to deal with the lawsuit and spend your own money on a lawyer, even …

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Workers Compensation For California Contractors & New Dual Wage Classifications

  Workers’ Compensation Insurance is a non-negotiable in the construction industry—and, as an employer, it’s important to understand dual wage classifications. But what, exactly, is the dual wage classification system? What do you, as an employer, need to understand about it? And what are the separate classifications for different types of construction workers with different …

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Workers Compensation – Fraud Examples & Expensive Consequences

What is workers’ compensation fraud? Workers’ comp fraud is an attempt by someone to benefit financially from a workers’ comp policy by falsifying information. There are two main types: Claims-based workers’ comp fraud – an employee files a false claim to receive workers’ compensation benefits. Policy-based workers’ comp fraud – an employer misclassifies employees or falsifies data …

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Discover How Successful Contractors Save Money on their Workers Compensation Insurance

In today’s tough business environment, saving every penny and avoiding unnecessary costs can determine whether or not your doors stay open. Plus, we also know that workplace accidents happen. It’s not a matter of IF an accident will happen, it’s just a matter of when that accident will happen. Below are some of the best …

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Certificate Holder vs. Additional Insured – What’s the Difference?

Contractor insurance is an important tool to help safeguard against accidental loss. To get the most out of your insurance, it’s essential to understand key concepts, such as the difference between a Certificate Holder and an Additional Insured and since Since our mission at The Contractors Resource Center is to make contractors’ insurance as simple …

Certificate Holder vs. Additional Insured – What’s the Difference? Read More »

HomeAdvisor to refund home service providers millions of dollars and stop misleading them about the quality of its leads

The Federal Trade Commission today issued a proposed order requiring Denver-based HomeAdvisor, Inc. – a company affiliated with Angi, formerly known as “Angie’s List” – to pay up to $7.2 million for using a wide range of deceptive and misleading tactics in selling home improvement project leads to service providers, including small businesses operating in the “gig” …

HomeAdvisor to refund home service providers millions of dollars and stop misleading them about the quality of its leads Read More »

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