What is damage to premises rented to you and what does it cover?  Damage to Premises Rented to You coverage is a separate coverage tacked on to most general liability causes that give back a limited amount of coverage in the case of fire damage. If you cause a fire that damages your landlord’s property, […]

Below are The Answers to the Most Common Questions we get about The California $100,000 LLC Employee /Worker Bond.  If you need a $100,000 LLC Employee/Worker Bond, we Guarantee the Most Affordable rates by Connecting You Directly to the Top Contractor Bond Companies at CLICK HERE What is the Purpose of the LLC Employee Worker […]

In the construction industry, it is an unfortunately common occurrence that Contractors can find themselves doing more work than they expected, ending up fronting elements of the job that the Sub should not be responsible for or finishing a job and walking away without proper compensation. Though it can be common, it does not have […]

Finding a quality contractor or handyman these days is tough work. Plus, making the hunt even more difficult is the reality that there are several unlicensed and or unqualified contractors out there who if they spoke their mind, would be speechless. So how can you make sure you find a reliable and reputable contractor who […]

Sad but true, many California Contractors get a ‘Surprise Bill’ at their end-of-year audits and find out they have misclassified their employees and they end up owing money to the Workers Compensation Insurance Carrier for not correctly classifying their employees. As an employer, it’s important to understand dual wage classifications. But what, exactly, is the […]

Understanding all the terms and phrases of the insurance world is not easy. However, understanding Primary & Noncontributory Endorsements are terms that all contractors should be aware of and look for in their policies. This is especially true for contractors working with other trades on the same job site. Let’s start with the basics of […]