The article below is from the Covered California website and highlights what you need to know about the 2022 open-enrollment period.  If you would like to connect with our health insurance advisor and review your options, contact Reggie Conley at: 916.712.0401 or [email protected].  Reggie has decades of experience in working with individuals, families, and small […]

What is an additional insured endorsement?  To start, an endorsement is an addendum added to an insurance policy that modifies the coverage.  Endorsements may broaden or restrict the coverage provided by an insurance policy.  One example of a policy addendum that broadens the ‘Who Is An Insured’ is an additional insured endorsement. An additional insured is typically […]

Contracts record specific promises agreed to between parties. At best, contract negotiations can be time-consuming, complicated, and frustrating. Construction contracts are no exception. One of the promises that the parties make to each other is the kind and amount of insurance required for a construction project. Project owners will require contractors on a project to […]

Contractor General Liability is a must-have for any type of contractor that works on residential, business, or commercial projects, and finding the right type of contractor’s insurance policy is important. All of us want to save money when we can and none of us want to pay more than we need to. I get it. […]

Jobsites are not always at ground level. Sometimes, workers need to use aerial platforms, aerial ladders, articulating boom platforms, vertical towers, or ladder trucks to reach their work. All work has hazards and risks involved in it, but when you work at an elevated height, extra training and attention to safety procedures is a necessity. […]

Fall Prevention Falls are one of the leading causes of serious injury and death each year in the construction industry. Fall protection devices and gear provide added protection to your employees who are working from heights. You might think you can get a job done faster if you don’t have to spend time putting on […]