California Contractor News

California Contractors: Your Guide to Workers’ Compensation Insurance & Ghost Policies

Recent updates to the Contractors State License Law impact California contractors, requiring a clear understanding of Workers’ Compensation Insurance obligations to maintain your license. Whether you need a standard policy or a Workers’ Compensation Ghost Policy for contractors with no employees, compliance is critical to avoid penalties. The Contractors Resource Center is your trusted partner […]

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California Home Improvement Contract Requirements: What Every Contractor Must Know

California Contractors: Do You Need a Home Improvement Contract? Yes — And Here’s Why It Matters (Plus: FREE Contract Included With Our Insurance Services) By The Contractors Resource Center If you’re a licensed contractor in California, there’s one requirement you can’t afford to overlook: the Home Improvement Contract (HIC). Whether you’re doing a $600 repair

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The Hidden Dangers of Working with a Suspended Contractor License: Protect Your Business from Disgorgement

As a contractor in California, your license is more than just a piece of paper—it’s the foundation of your business’s legitimacy and financial security. Yet, every year, countless contractors face license suspensions, often due to something as preventable as lapsed insurance coverage. At The Contractors Resource Center, we specialize in helping contractors like you maintain

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Understanding Waivers of Subrogation and OCIP Exclusions in Construction Insurance

In the construction industry, navigating insurance terms like waivers of subrogation and Owner Controlled Insurance Programs (OCIPs) is critical for managing risk and ensuring compliance with contracts. Below, we break down these concepts clearly to help contractors and business owners make informed decisions. What is a Waiver of Subrogation? A waiver of subrogation is an

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The Hidden Dangers of Advertising Your Contracting Business on a Personal Truck: Why Commercial Insurance Isn’t Optional As a contractor, you’re always hustling—bidding on jobs, hauling tools, and yes, turning every drive into a rolling billboard. Slapping a magnetic sign on your pickup truck with your company logo, phone number, and “Fully Licensed Contractor” tagline?

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ContractorGUARD – Lowers Costs & Improves Profits for California Contractors!

Sacramento, California, April 1, 2025 – The Contractors Resource Center, a business services company specializing in serving California Contractors with Legal, Financial, and Insurance Services has announced the availability of ContractorGUARD – an innovative Workers’ Compensation solution developed for California Contractors.   “Rising insurance costs are a big concern for our business and Workers Compensation rates have

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