California Contractor News

Should Contractors Purchase General Liability Insurance from NEXT?

In our opinion, as Construction Insurance Advisors, and members of The California Building Industry Association and the National Association of Remodelers, getting Online Quotes for insurance can make sense for Life Insurance or Auto Insurance.  However, contractors that hop online and generate their own General Liability quotes, without a consultation from a licensed Business Insurance …

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What is Damage to Premises Rented to You and What Does it Cover? 

What is damage to premises rented to you and what does it cover?  Damage to Premises Rented to You coverage is a separate coverage tacked on to most general liability causes that give back a limited amount of coverage in the case of fire damage. If you cause a fire that damages your landlord’s property, …

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Your Guide to The California $100,000 LLC Employee/Worker Bond

Below are The Answers to the Most Common Questions we get about The California $100,000 LLC Employee /Worker Bond.  If you need a $100,000 LLC Employee/Worker Bond, we Guarantee the Most Affordable rates by Connecting You Directly to the Top Contractor Bond Companies at CLICK HERE What is the Purpose of the LLC Employee Worker …

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What Should Your Contracts Include & Why Are Contractor Contracts So Important?

In the construction industry, it is an unfortunately common occurrence that Contractors can find themselves doing more work than they expected, ending up fronting elements of the job that the Sub should not be responsible for or finishing a job and walking away without proper compensation. Though it can be common, it does not have …

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How to Find a Contractor or Handyman and Not Lose Your Mind

Finding a quality contractor or handyman these days is tough work. Plus, making the hunt even more difficult is the reality that there are several unlicensed and or unqualified contractors out there who if they spoke their mind, would be speechless. So how can you make sure you find a reliable and reputable contractor who …

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Avoid Expensive & Common Mistakes with Your Workers Compensation Insurance

Sad but true, many California Contractors get a ‘Surprise Bill’ at their end-of-year audits and find out they have misclassified their employees and they end up owing money to the Workers Compensation Insurance Carrier for not correctly classifying their employees. As an employer, it’s important to understand dual wage classifications. But what, exactly, is the …

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