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How Successful Contractors Save Big Money on Workers Compensation and Guarantee they Don’t Overpay

If you own a small business and have at least one employee besides yourself, by law you have to carry workers compensation insurance. In today’s tough business environment, saving every penny and avoiding unnecessary costs can determine whether or not the doors stay open. Here are the best ways to save money on your Workers …

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What You Need To Know About Buying Your Life Insurance Through Work

Many employers offer basic life insurance to their employees as part of the employee benefits package. While it varies, this life insurance policy is usually a set amount or the equivalent of one year’s salary and is offered at a very low cost or even free. Though that may be enough coverage if you are …

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How to effectively communicate your company’s safety program to employees

Making sure employees know their safety requirements is critical not just for the success of the business, but also for the safety of employees and the environment. If every person in an organization was fully engaged and committed to creating a safe environment, the number of safety incidents and near misses would be almost nonexistent. …

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6 Retirement Mistakes to Avoid Before It’s Too Late

Sadly, a large percentage of people — most notably, the baby-boom generation (1946-1964) — have made some monumental retirement mistakes. If they had come to us earlier, seeking retirement advice, we could have helped them avoid many classic retirement blunders. Here are six of them: Mistake 1. Failing to set aside enough money for retirement. Because …

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The Pros and Cons of Becoming an ESOP

An ESOP is not the only way for employees to own a company, but it is by far the most common. Although the concept was almost unknown until 1974, by 2014, about 7,000 companies had ESOPs covering 13.5 million employees, according to the National Center for Employee Ownership, a nonprofit membership group that provides information …

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How to Make the Most of a 30-Minute Phone Interview

Hiring good people can be difficult, time-consuming, and costly. If you’re in a constant cycle of hiring, I don’t have to tell you about the time warp it can cause — but what about the cost? The more interviews you do, the more you spend. And the more time you spend absorbed in lengthy interviews …

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