Recent updates to the Contractors State License Law impact California contractors, requiring a clear understanding of Workers’ Compensation Insurance obligations to maintain your license. Whether you need a standard policy or a Workers’ Compensation Ghost Policy for contractors with no employees, compliance is critical to avoid penalties. The Contractors Resource Center is your trusted partner […]

As a contractor in California, your license is more than just a piece of paper—it’s the foundation of your business’s legitimacy and financial security. Yet, every year, countless contractors face license suspensions, often due to something as preventable as lapsed insurance coverage. At The Contractors Resource Center, we specialize in helping contractors like you maintain […]

In the construction industry, navigating insurance terms like waivers of subrogation and Owner Controlled Insurance Programs (OCIPs) is critical for managing risk and ensuring compliance with contracts. Below, we break down these concepts clearly to help contractors and business owners make informed decisions. What is a Waiver of Subrogation? A waiver of subrogation is an […]

Sacramento, California, April 1, 2025 – The Contractors Resource Center, a business services company specializing in serving California Contractors with Legal, Financial, and Insurance Services has announced the availability of ContractorGUARD – an innovative Workers’ Compensation solution developed for California Contractors.   “Rising insurance costs are a big concern for our business and Workers Compensation rates have […]

Below is a copy of the notice from Ricardo Lara, Insurance Commissioner of the California Department of Insurance. Notice emailed to us on January 10, 2025. TO: All Residential Property Insurance Companies, Licensed Independent Insurance Adjusters, Insurance Agents/Brokers, and Other Interested Parties FROM: Insurance Commissioner Ricardo Lara DATE: January 9, 2025 RE: 2025 Annual Notice […]

The California construction industry faces a significant change as Assembly Bill 2622 raises the threshold for unlicensed contractor work from $500 to $1,000, effective January 1, 2025. This comprehensive guide explores what this change means for both licensed and unlicensed contractors in California. The New Legislation Explained Think of this change like updating an old […]