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If you’ve followed Dave Ramsey for any amount of time, you know he’s not too big on cash value life insurance. In fact, he hates cash value and always recommends Term Insurance. Below are the 5 Term Life Insurance Mistakes to Avoid 1. Buying Too Little to Replace Income Always buy ten to twelve times …
If you’re in the process of buying a house, it won’t be long before mortgage life insurance offers start arriving in the mail. Sold by mortgage lenders and insurance companies, mortgage life insurance (sometimes called Mortgage Protection Insurance) pays off your home loan if you die with a balance. The idea sounds sensible: Your family …
Yes, it’s true! You can legally get your Contractor’s License without having to study for and stress about taking and passing the California State Contractors License Board (CSLB) Contractors License Test by working with a Responsible Managing Officer (RMO), a licensed contractor whose experience will waive your exam requirement. Your company will be issued a …
Get Your California Contractors License Without Having to Take a Test! Read More »
The article below is from the Covered California website and highlights what you need to know about the 2022 open-enrollment period. If you would like to connect with our health insurance advisor and review your options, contact Reggie Conley at: 916.712.0401 or [email protected]. Reggie has decades of experience in working with individuals, families, and small …
What is an additional insured endorsement? To start, an endorsement is an addendum added to an insurance policy that modifies the coverage. Endorsements may broaden or restrict the coverage provided by an insurance policy. One example of a policy addendum that broadens the ‘Who Is An Insured’ is an additional insured endorsement. An additional insured is typically …
The Basics of Additional Insured Endorsements for California Contractors Read More »
Contracts record specific promises agreed to between parties. At best, contract negotiations can be time-consuming, complicated, and frustrating. Construction contracts are no exception. One of the promises that the parties make to each other is the kind and amount of insurance required for a construction project. Project owners will require contractors on a project to …
Additional Insured Endorsements – What Contractors Need to Know Read More »
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