The Hidden Risk of Ghost Policies in the Contracting Industry If you hire a contractor that has a Ghost Insurance Policy, and someone is injured on your property, you could be held responsible for all medical costs. Just because a contractor provides a certificate of insurance showing proof of coverage does not mean it actually […]
Searching for workers compensation insurance in California? As a licensed contractor, securing the right coverage—whether full workers compensation insurance for employees or a low-cost ghost policy for sole proprietors with no employees—is essential to avoid CSLB penalties and win more bids. With Senate Bill 1455 extending SB 216’s full mandate to January 1, 2028, now’s
At The Contractors Resource Center, we specialize in construction insurance for California contractors—focusing on General Liability, Workers’ Compensation, and Bonds. We’re proud to be: 5-star rated on Google Active members of NAHB (National Association of Home Builders) and NARI (National Association of Remodelers) Serving on the insurance committees of both associations to stay up-to-date on
As a contractor, you’re always hustling—bidding on jobs, hauling tools, and yes, turning every drive into a rolling billboard. Slapping a magnetic sign on your pickup truck with your company logo, phone number, and “Fully Licensed Contractor” tagline? It’s a smart, low-cost way to drum up business. But here’s the gut punch: if that truck
Recent updates to the Contractors State License Law impact California contractors, requiring a clear understanding of Workers’ Compensation Insurance obligations to maintain your license. Whether you need a standard policy or a Workers’ Compensation Ghost Policy for contractors with no employees, compliance is critical to avoid penalties. The Contractors Resource Center is your trusted partner
California Contractors: Your Guide to Workers’ Compensation Insurance & Ghost Policies Read More »
California Contractors: Do You Need a Home Improvement Contract? Yes — And Here’s Why It Matters (Plus: FREE Contract Included With Our Insurance Services) By The Contractors Resource Center If you’re a licensed contractor in California, there’s one requirement you can’t afford to overlook: the Home Improvement Contract (HIC). Whether you’re doing a $600 repair
California Home Improvement Contract Requirements: What Every Contractor Must Know Read More »
