California Contractor News

Workers’ Compensation Insurance for California Contractors: How It Works, How It’s Priced, and Proven Ways to Save in 2026

Workers’ compensation insurance is one of the largest and least-understood expenses for California contractors. Many contractors assume high costs are unavoidable — but that’s rarely true. This guide explains how workers’ comp works, how insurance companies actually price your policy, and practical, proven ways residential contractors can reduce costs in 2026 and beyond. How Workers’ […]

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State Fund Workers’ Comp Rates Are Going Up! Are You Prepared?

Hey Contractors! If you have your workers’ compensation insurance with California State Compensation Insurance Fund (State Fund), here’s a quick update you need to know before your next renewal. Starting December 1, 2025, State Fund will raise rates by an average of 0.53%. That’s less than 1%, so for most of you it won’t be

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The Truth About Ghost Policies: How Fake Workers’ Comp Coverage Puts Contractors and Homeowners at Risk

The Hidden Risk of Ghost Policies in the Contracting Industry If you hire a contractor that has a Ghost Insurance Policy, and someone is injured on your property, you could be held responsible for all medical costs. Just because a contractor provides a certificate of insurance showing proof of coverage does not mean it actually

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California Contractors: No Workers’ Comp, No CSLB License by 2028—Avoid Fines with ContractorGHOST & Get Your Free Quote Now!

Searching for workers compensation insurance in California? As a licensed contractor, securing the right coverage—whether full workers compensation insurance for employees or a low-cost ghost policy for sole proprietors with no employees—is essential to avoid CSLB penalties and win more bids. With Senate Bill 1455 extending SB 216’s full mandate to January 1, 2028, now’s

California Contractors: No Workers’ Comp, No CSLB License by 2028—Avoid Fines with ContractorGHOST & Get Your Free Quote Now! Read More »

Why California Contractors Should Be Wary of Claims-Made and Manuscript Occurrence Policies

At The Contractors Resource Center, we specialize in construction insurance for California contractors—focusing on General Liability, Workers’ Compensation, and Bonds. We’re proud to be: 5-star rated on Google Active members of NAHB (National Association of Home Builders) and NARI (National Association of Remodelers) Serving on the insurance committees of both associations to stay up-to-date on

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The Hidden Dangers of Advertising Your Construction Business on a Personal Truck: Why Commercial Insurance Isn’t Optional

As a contractor, you’re always hustling—bidding on jobs, hauling tools, and yes, turning every drive into a rolling billboard. Slapping a magnetic sign on your pickup truck with your company logo, phone number, and “Fully Licensed Contractor” tagline? It’s a smart, low-cost way to drum up business. But here’s the gut punch: if that truck

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